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Welcome to the November edition of Financial Insights and Updates.
Every month we are pleased to provide you with a diverse range of financial themed articles that we hope you will find both interesting and informative.
What you might be pleased to know is that none of these articles are about the U.S. Presidential election or COVID-19. That’s not to say that we can (or should) ignore the effects of these events in our lives and this is especially true when thinking about our investments.
The sentiments expressed in the article titled ‘Positioning your portfolio in turbulent times’ is particularly relevant because one of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life there are some tried and tested ‘secrets’ that will help you build and protect your wealth. As any experienced investor knows, all investment markets have their ups and downs. Regardless of investor experience, turbulent times are a cause of anxiety, and that can lead to poor decision-making.
So if turbulent markets are inevitable, even if their timing is not predictable, the question is: how should portfolios be positioned in anticipation of, and in response to market volatility?
When you have read this article we encourage you to read the other articles we have provided, especially the article ‘You might be surprised at what really drives interest rates’ especially since the Reserve Bank of Australia (RBA) dropped the cash rate to 0.10% the lowest rate on record. This makes it cheaper for businesses to borrow and invest in job-creating activities. However, mortgage rates also followed the cash rate down, allowing homebuyers and investors to borrow more which may subsequently drive up house prices. So how can the RBA keep a lid on housing costs without choking business activity and consumer spending – the answer is in the article?
Remember that you are always welcome to give us a call if you would like to further discuss anything you have read.
Warm regards,
The Team at Savanna Pride
Positioning your portfolio in turbulent times
One of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life here are some tried and tested ‘secrets’ that will help you build and protect your wealth.
As any experienced investor knows, all investment markets have their ups and downs. Regardless of investor experience, turbulent times are... Read More
You might be surprised at what really drives interest rates
The Reserve Bank of Australia (RBA) and the major trading banks may play the most visible role in setting interest rates, but in many cases they are being reactive rather than proactive.
A wide range of external factors feed into their decision-making process, including in no small part, our collective behaviour as investors and savers, borrowers and consumers... Read More
What will you do with your tax refund?
Thousands of Australians receive tax refunds every year. Some refunds won’t even cover the cost of a pizza to celebrate, however many are quite substantial. If you’re one of the lucky ones, what will you do with your tax windfall?
If you go out and spend it, all you’re doing is... Read More
Traps to avoid in retirement - Going too hard too fast
Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up – a Caribbean cruise, major home renovations or maybe helping your kids reduce some of their debt.
Of course you deserve to celebrate your retirement, but... Read More
Personal Insurance FAQs
Personal insurances are designed to provide protection from the financial consequences of death or disability. They therefore form an important part of most financial plans. Here, in brief, is how they work.
What are the different types of personal insurance... Read More
What happens to your Super when you die?
Most people are familiar with the idea of leaving the house, the boat or the stamp collection to someone in (or sometimes outside of) their family through their Will. But what about superannuation – what happens when you die and how can you make sure that your superannuation balance is distributed how you intend... Read More
Unlocking financial secrets for different phases of life
One of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life here are some tried and tested ‘secrets’ that will help you build and protect your wealth... Read More
Disclosure: Savanna Pride Holdings Pty Ltd ABN 57 347 787 059 is a Corporate Authorised Representative of WealthSure Financial Services Pty Ltd Australian Financial Services License No 326450.
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