Financial Insights & Updates - November 2020

                                                                                                           Xnip2020-11-30_15-06-22.jpg

 

 

Welcome to the November edition of Financial Insights and Updates.

Every month we are pleased to provide you with a diverse range of financial themed articles that we hope you will find both interesting and informative.
 
What you might be pleased to know is that none of these articles are about the U.S. Presidential election or COVID-19. That’s not to say that we can (or should) ignore the effects of these events in our lives and this is especially true when thinking about our investments.
 
The sentiments expressed in the article titled ‘Positioning your portfolio in turbulent times’ is particularly relevant because one of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life there are some tried and tested ‘secrets’ that will help you build and protect your wealth. As any experienced investor knows, all investment markets have their ups and downs. Regardless of investor experience, turbulent times are a cause of anxiety, and that can lead to poor decision-making.
 
So if turbulent markets are inevitable, even if their timing is not predictable, the question is: how should portfolios be positioned in anticipation of, and in response to market volatility?
 
When you have read this article we encourage you to read the other articles we have provided, especially the article ‘You might be surprised at what really drives interest rates’ especially since the Reserve Bank of Australia (RBA) dropped the cash rate to 0.10% the lowest rate on record. This makes it cheaper for businesses to borrow and invest in job-creating activities. However, mortgage rates also followed the cash rate down, allowing homebuyers and investors to borrow more which may subsequently drive up house prices. So how can the RBA keep a lid on housing costs without choking business activity and consumer spending – the answer is in the article?
 
Remember that you are always welcome to give us a call if you would like to further discuss anything you have read.

Warm regards,

The Team at Savanna Pride

 

                                                                                                          Xnip2020-11-30_15-07-14.jpg

Positioning your portfolio in turbulent times

One of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life here are some tried and tested ‘secrets’ that will help you build and protect your wealth.
 
As any experienced investor knows, all investment markets have their ups and downs. Regardless of investor experience, turbulent times are... Read More

                                                                                                          Xnip2020-11-30_15-08-03.jpg

You might be surprised at what really drives interest rates

The Reserve Bank of Australia (RBA) and the major trading banks may play the most visible role in setting interest rates, but in many cases they are being reactive rather than proactive.
 
A wide range of external factors feed into their decision-making process, including in no small part, our collective behaviour as investors and savers, borrowers and consumers... Read More

 

                                                                                                          Xnip2020-11-30_15-09-23.jpg

What will you do with your tax refund?

Thousands of Australians receive tax refunds every year. Some refunds won’t even cover the cost of a pizza to celebrate, however many are quite substantial. If you’re one of the lucky ones, what will you do with your tax windfall?
 
If you go out and spend it, all you’re doing is... Read More

 

                                                                                                          Xnip2020-11-30_15-09-38.jpg 

Traps to avoid in retirement - Going too hard too fast

Retirement: you’ve made it! And one of the rewards for all your hard work is that you can now access your superannuation. Suddenly a world of opportunities opens up – a Caribbean cruise, major home renovations or maybe helping your kids reduce some of their debt.
 
Of course you deserve to celebrate your retirement, but... Read More

 

 

                                                                                                          Xnip2020-11-30_15-10-16.jpg

Personal Insurance FAQs

Personal insurances are designed to provide protection from the financial consequences of death or disability. They therefore form an important part of most financial plans. Here, in brief, is how they work.
 
What are the different types of personal insurance... Read More

                                                                                                           Xnip2020-11-30_15-10-58.jpg

What happens to your Super when you die?

Most people are familiar with the idea of leaving the house, the boat or the stamp collection to someone in (or sometimes outside of) their family through their Will. But what about superannuation – what happens when you die and how can you make sure that your superannuation balance is distributed how you intend... Read More

                                                                                                          Xnip2020-11-30_15-11-13.jpg

Unlocking financial secrets for different phases of life

One of the keys to financial success is to adopt the right strategy at the right time. As you move through the stages of life here are some tried and tested ‘secrets’ that will help you build and protect your wealth... Read More

 

 
Share Share
Tweet Tweet
Forward Forward
 

Savanna Pride
Level 1, Suite 4, 24 Muriel Avenue
Innaloo WA 6018

P: 08 6102 3453
E: office.admin@savannapride.com.au
W: www.savannapride.com.au
 
Disclosure: Savanna Pride Holdings Pty Ltd ABN 57 347 787 059 is a Corporate Authorised Representative of WealthSure Financial Services Pty Ltd Australian Financial Services License No 326450. 
 
This email is sent by or on behalf of the named sender identified above. If:                                                                                                                                    
(a)    you do not wish to receive any email marketing material from me in the future, please forward the contents of this email with the message 'unsubscribe' in the subject box to office.admin@savannapride.com.au or
(b)    you wish to unsubscribe from all central email marketing lists used by our business,
please forward the contents of this email, with the message 'unsubscribe from all central email marketing lists' in the subject box to office.admin@savannapride.com.au.

Notice: This message contains privileged and confidential information intended only for the use of the addressee named above. If you are not the intended recipient of the message you are hereby notified that you must not distribute, copy or take action in reliance of the information contained in this message. If you have received this message in error please notify office.admin@savannapride.com.au  immediately. Any views expressed in this message are those of the individual sender, except where the sender specifically states them to be the view of Savanna Pride Holdings Pty Ltd.

The advice contained herein does not take into account your particular objectives, needs or financial situation.  Before making a decision regarding the acquisition or disposal of a Financial Product you should assess whether the advice is appropriate to your objectives, needs or financial situation.  You may wish to make this assessment yourself or seek the help of your adviser.  No responsibility is taken for any person acting on the information provided. Persons doing so, do so at their own risk. Before acquiring a financial product a person should obtain a Product Disclosure Statement (PDS) relating to that product and consider the contents of the PDS before making a decision about whether to acquire the product
Copyright © 2020 Savanna Pride, All rights reserved.
You have received this email because you are a valued client of Savanna Pride. For more information about what you have read, please feel welcomed to contact me on (08) 6102 3453.

Our mailing address is:
Savanna Pride

PO Box 1008

Osborne Park, WA  6916

Australia


Add us to your address book

Want to change how you receive these emails?
You can update your preferences or unsubscribe from this list.

Email Marketing Powered by Mailchimp